Terms and Conditions

Please read these terms and conditions carefully.

Homestead Funds, Inc. and Homestead Funds Trust (together, the “Homestead Funds”) and Homestead Advisers Corp. (“Homestead Advisers” and, collectively with the Homestead Funds, “Homestead”) maintain this website, including electronic delivery services (“Website”). Homestead Financial Services Corp., a SEC-registered broker-dealer, serves as the Distributor for the Homestead Funds. Homestead Advisers, a SEC-registered investment adviser, serves as the investment adviser to the Homestead Funds. The Homestead Funds and Homestead Advisers are collectively referred to herein as “Homestead.”

Terms and Conditions of Use

Access to and use of the Website is subject to the terms and conditions. By registering for, logging into, visiting and/or otherwise using the Website in any way, you acknowledge that you accept the terms and conditions as set forth herein and agree to be legally bound by them. If you do not agree to these terms and conditions, please do not access the Website or any pages thereof. You represent and warrant that you will not use the Website for any purpose that is unlawful or prohibited by these terms and conditions.

The following terms and conditions may be revised at any time and for any reason by Homestead. Your continued use of the Website following any such revisions will be conclusively deemed acceptance of any changes to these terms and conditions. You agree that notice of any changes to these terms and conditions posted on the Website constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of the terms and conditions.

Information Provided Is Not Advice

The Website is designed to provide information about Homestead and their respective products and services (“Information”) to a variety of audiences. The content contained in these pages is for information purposes only and is not intended to be, and is not a substitute for, professional financial, tax or legal advice. You should not make any decision, financial or otherwise, based on any of the Information on the Website without undertaking your own due diligence. You agree that any and all use of the Information, which you make, is solely at your own risk and without recourse to Homestead or any of its officers, directors, employees, agents or affiliates.

Nothing contained herein constitutes an offer, solicitation or recommendation regarding any investment product or service, or the offer to sell or the solicitation of an offer to buy any security; nor shall any such services be provided, or securities be offered or sold, in any jurisdiction in which such an offer, solicitation, or sale, or provision of services, would be unlawful. The investments and strategies discussed or referenced on the Website may not be suitable for all investors.

Securities Disclosure Regarding Mutual Funds

The mutual funds referred to in the Website are offered and sold only to United States residents and are offered by prospectus only. All persons and entities accessing the Website do so on their own initiative and are responsible for compliance with laws and regulations applicable to them. The prospectuses contain more complete information about the mutual funds, including management fees, distribution charges and other expenses, and should be read carefully before investing or sending money. Past performance does not guarantee future results. Please remember that there is no assurance that the objective of any mutual fund will be achieved and investment return and principal value will fluctuate. Mutual fund shares, when redeemed, may be worth more or less than their original cost.

Grant of Limited License

Homestead grants you a limited, personal, non-exclusive, non-transferable license to use, display on your computer, download and print short extracts of the Information for your personal and non-commercial purposes only. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data accessed or retrieved from the Website available in any manner to any third party. Any unauthorized use of the Website or the data on the Website will terminate the permission granted herein and may violate applicable laws, including copyright law, trademark law, and commercial regulations and statutes.

Intellectual Property Rights

It is the policy of Homestead to aggressively enforce its intellectual property rights to the fullest extent permitted under applicable law. Words, phrases, names, designs, videos, graphics or logos used on the Website may constitute trademarks, service marks or trade names of Homestead . Certain data accessible on the Website may be the intellectual property of a service provider or other third party that provides information or data to us. The data may be protected by copyright, trademark and other intellectual property laws and all ownership rights remain with the applicable service provider, the third-party or us. You agree not to, directly or indirectly, attempt to register, challenge or contest the validity of Homestead’s ownership of such copyrights, trademarks or any other intellectual property of Homestead or assist any third party in doing so.

No Relationship

Homestead is an independent contractor and not an agent of you in the performance of these terms and conditions. These terms and conditions are not to be interpreted as evidence of an association, joint venture, partnership, or franchise between any Homestead entity and you.

Disclaimer of Warranties

EXCEPT AS EXPRESSLY SET FORTH HEREIN, AND REGARDLESS OF ANY ADVERTISEMENTS, PROMISES OR AFFIRMATIONS OF HOMESTEAD, ITS EMPLOYEES, DIRECTORS, AGENTS, AFFILIATES OR THIRD PARTIES TO THE CONTRARY, HOMESTEAD HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE QUALITY, COMPLETENESS, TIMELINESS, APPROPRIATENESS OR SUITABILITY OF THE INFORMATION ON THE WEBSITE OR OF ANY INFORMATION ON THE WEBSITE, OR THE RESULTS OF ANY USE THEREOF OR RELIANCE THEREON, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF NON-INFRINGEMENT, QUIET ENJOYMENT, MERCHANTABILITY AND ACCURACY. THERE IS NO WARRANTY THAT THE INFORMATION ON THE WEBSITE WILL FULFILL ANY OF YOUR PARTICULAR PURPOSES, NEEDS OR REQUIREMENTS. YOU FURTHER ACKNOWLEDGE AND AGREE THAT (I) NO OTHER REPRESENTATIONS OR WARRANTIES HAVE BECOME PART OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES RELATING TO THE USE OF THE WEBSITE OR ANY INFORMATION ON THE WEBSITE AND (II) YOU HAVE NOT RELIED ON ANY AFFIRMATIONS OF FACT, REPRESENTATIONS, PROMISES OR OTHER COMMITMENTS RELATING TO THE WEBSITE OR INFORMATION ON THE WEBSITE OTHER THAN AS EXPRESSLY SET FORTH HEREIN.

Limitation of Liability

THE WEBSITE AND INFORMATION IS PROVIDED “AS IS.” NEITHER HOMESTEAD, ITS EMPLOYEES, DIRECTORS, AGENTS, AFFILIATES NOR ANY THIRD PARTY SHALL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOSS OR DAMAGE, DIRECT, INDIRECT OR CONSEQUENTIAL, ARISING FROM (I) ANY INACCURACY OR INCOMPLETENESS IN, OR DELAYS, INTERRUPTIONS, ERRORS OR OMISSIONS IN THE DELIVERY OF THE INFORMATION OR (II) ANY DECISION MADE OR ACTION TAKEN BY YOU OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION. NEITHER WE NOR ANY THIRD PARTY SHALL BE LIABLE FOR LOSS OF BUSINESS REVENUES, LOST PROFITS OR ANY PUNITIVE, INDIRECT, CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES WHATSOEVER, WHETHER IN CONTRACT, TORT OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES INCURRED BY YOU OR ANY THIRD PARTY.

Indemnity

As a condition for your use of the Website, you agree to indemnify, defend, and hold each of the Homestead Funds, Homestead Advisers and their respective subsidiaries, affiliates, officers, agents, and employees harmless from any direct and third party claims, and any related damages, losses or costs (including reasonable attorney fees and costs), arising out of, related to, or in connection with your use of the Website, your violation of these terms and conditions, or your violation of any rights of a third party.

Electronic Communications — Not Confidential

The internet is not always a secure method of communication and privacy cannot be ensured. Internet email is vulnerable to interception and forging. Homestead will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you may make to Homestead through the internet, or that you expressly or implicitly authorize Homestead to make, or for any errors or any changes made to any transmitted information.

Conformance With Applicable Law

You agree that your use of the Website will not violate any applicable local, national or international law applicable to you, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the internet by their residents. You agree not to impersonate any person in your use of the Website or the sending of any email to an address listed on the site.

Applicable Law and Venue

The agreement formed by your acceptance of these Terms and Conditions (as evidenced by your use of the Website) shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to conflicts of law principles. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to this agreement shall be in an appropriate state or federal court located in the Commonwealth of Virginia.

Online Security Measures